Clear, transparent fees that are based on the value we add

It’s important to note a growing body of research which shows the value of financial advice and planning. This includes:

A 2017 report by Royal London and the International Longevity Centre¹ showed that, on average, people who work with a financial adviser boost their assets by up to £43,245. A recent study by Vanguard² identified seven key areas where advisers can add value, estimating values for each area. The total sum was discovered to be around 3% per annum.

Our fees are based solely upon the provision of our qualified and professional expertise, the time taken to analyse your circumstances and devise an appropriate strategy, the design of an appropriate summary report and the value we can add to you.

We are always clear and transparent about our charges, which will be discussed in an initial meeting held at our expense. You will always know our fees before you decide to proceed.

Our charging structure is as follows:

1. Financial advice: A fixed fee based on the complexity of your situation and the time it takes us to develop and deliver our advice.
2. Independent research and implementation: A fee to cover the cost of implementing our advice, should you ask us to do so.
3. Regular reviews: A fee to ensure your financial plan remains on-track to deliver your goals and aspirations.

We feel it is important to note that, should you invest or have invested over £500,000 and you sign up for our ongoing service for at least 12 months, we will waive our implementation fees.

[1] https://ilcuk.org.uk/wp-content/uploads/2018/10/ILC-UK-The-Value-of-Financial-Advice.pdf

[1] https://www.vanguard.co.uk/documents/adv/literature/adviser-alpha-value-on-value-brief.pdf