Ensuring you get the best value from your investments

Our investment services and philosophy are based on years of evidence and understanding.

Our investment services are part of our financial planning services; both of which are based on your needs, aspirations and tolerance to risk.

Wealth Portfolio Management Service

At iWealth, our investment portfolios are designed to align with your attitude to investment risk. These portfolios consist of approximately 30 different funds and cover all assets classes, providing a diversified investment solution.

We review your portfolios on a quarterly basis, making recommendations that will improve asset allocation and fund performance.

This is a proactively managed service which is available to all clients who are signed up to our ongoing advice and service.

Bespoke Discretionary Service

For clients who would prefer not to be actively involved in the management of their money, we have access to discretionary portfolios; with these, the day-to-day management happens automatically in the background. There is no involvement required by you.

The underlying assets in a discretionary portfolio partly depend on the amount invested.

Discretionary investment services can be useful for clients with higher value investments, as they can provide a more bespoke and tailored service.

Our investment philosophy

• Whilst passive funds are a cheaper way of investing, they do not screen underperforming shares or sectors.
• Active investments are managed by professional investment managers, who use their expertise to select individual investments with the intention that their funds will out-perform the average investment return. Although there are advantages and disadvantages of each approach, at iWealth we believe that active management is the best option for our clients.
• In order to ensure that our clients are getting the best value, we consider the investment costs and use the investment performance of passive funds as one of our benchmarks by which we measure the investment performance of our portfolios.
• Setting up your investment portfolio is just the first step. We monitor not only your investments, but regularly review and update your goals and attitude to risk.