Guides
Useful downloads
Our guides are intended for retail clients only and the content may not be suitable for all consumers. By clicking links to research material referenced within the guide you will be leaving the iWealth Ltd website where we are not responsible for the accuracy of the information presented.
7 allowances you might want to use before the end of the 2024/25 tax year
The current tax year will end on 5 April 2025. When the new tax year begins, many allowances will reset, so you might want to check if you could benefit from using these seven to make your finances more efficient and reduce your overall tax bill in 2024/25.
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5 key financial planning steps to consider during a divorce
A relationship breaking down can be incredibly emotionally challenging, and it may have a significant effect on your short- and long-term finances as well. This useful guide highlights some of the potential steps you might take during a divorce to maintain financial stability and plan for the future.
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10 of the world’s best destinations to travel to during winter in the UK
If you’re searching for your next holiday destination, look no further. This exciting guide looks at 10 incredible places you can visit during winter in the UK, whether you want to experience a magical Christmas wonderland or relax in the sun.
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Guide: Your retirement choices: How to generate an income in later life
There are several ways you could access your defined contribution pension to create an income in retirement. This handy guide explains what you need to know about the four main options so you can start to consider how to use your pension to fund the next stage of your life.
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Guide: 5 insightful lessons you could learn from the world’s most successful investors
The world’s most successful investors are known for consistently delivering above-average market returns, and they offer practical lessons that could guide your approach to investing too. Discover some powerful investment lessons by downloading your copy of this useful guide.
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7 valuable behaviours for successful investing
What do you need to do to invest successfully? Choosing the “right” assets might come to mind first. However, one important aspect you might overlook is your behaviour and mindset. Read our useful guide to discover which investment behaviours could improve outcomes.
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Everything you need to know about annuities when creating a retirement income
If you’re nearing retirement, how you access your pension is an important decision. One of your options may be to purchase an annuity to create a regular income. This useful guide explains what you need to know to assess if an annuity could be right for you.
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7 allowances you might want to use before the end of the 2023/24 tax year
The end of the 2023/24 tax year is just weeks away. With many allowances resetting, here are seven you might want to review your use of before 5 April 2024 to potentially reduce tax liability and help your money go further.
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10 incredible destinations to add to your bucket list
These 10 bucket list-worthy destinations might inspire you to start planning your next holiday, whether you want to go on an adventure or unwind in paradise. If you love to travel and experience new cultures, this guide is perfect for you.
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Guide: 7 useful questions if you plan to take a flexible income from your pension
Withdrawing a flexible income from pensions has become a popular option among retirees. Yet, it comes with challenges too, and you may need to consider how to balance short- and long-term needs. This useful guide explains some of the key factors you might want to consider before you start taking an income.
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Intergenerational wealth planning: Your options when passing on wealth to the next generation
There’s more than one way to pass on wealth to your loved ones to help them reach their goals. This useful guide explains the pros and cons of gifting, using a trust, and leaving an inheritance. It could help you pass on assets effectively to support the next generation.
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Remortgaging: The essential steps you should take when your mortgage ends
As interest rates soar, many homeowners are finding their outgoings will rise when their current mortgage deal ends. This useful guide explains how remortgaging could save you money and is packed with practical tips to help you through the process.
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Financial wellbeing: 4 steps to creating a financial wellbeing plan
Understanding what makes you happy can help you create a financial plan that improves your overall wellbeing. Download this insightful guide to read four practical steps you could take to improve your relationship with money.
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Your guide to pension consolidation: The pros and cons you need to know
This guide explains what you need to know about transferring your pension savings, so you have fewer pots to manage. It could help you feel more in control of your retirement and, in some cases, reduce the amount you’re paying in fees.
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The essential guide to ISAs
ISAs have been around for more than two decades, but they’ve changed significantly since they were first introduced. This guide can help you understand why using an ISA to save or invest could be a valuable part of your financial plan.
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Guide: 12 of the best Christmas markets to enjoy in the UK and Europe in 2022
From stalls filled with seasonal treats to entertainment like carol singers, they can really put you in the mood for the holidays. Whether you want to visit an event locally or combine it with a weekend away in Europe, there are hundreds of Christmas markets to choose from.
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Guide: 10 straightforward DIY jobs around the house
One of the biggest social changes over the last 50 years has been the rise in the do-it-yourself (DIY) approach to jobs around the house.
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The top 10 sporting events coming to the UK in summer 2022
After two years of events being affected by the Covid pandemic to some extent or another, there’s more of an excited air of anticipation than usual as we approach the summer. So, here’s a guide to 10 amazing sporting events you should put in your calendar for the coming months.
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Your complete 2021/22 end of tax year guide
The 2021/22 tax year ends on Monday 5 April 2022. This is the date when many allowances reset, and it could be your last opportunity to make use of some of them. This guide covers seven allowances and exemptions you should consider making use of to ensure you’re ready for the new tax year.
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Building a nest egg – How to create financial security for your children and grandchildren
This guide looks at some of the steps you can take to improve the financial security of your children and grandchildren...
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The 2020/21 end of the tax year guide
Our guide explains seven key allowances you should consider to ensure you’re ready for the 2021/22 tax year...
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Inheritance Tax and gifting guide
Our latest guide explains the basics of IHT and what you need to consider if you want to make gifting part of your long-term financial plan...
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Revealed: The value of financial advice
Our guide looks at the ways financial advice can help you reach your goals and improve wellbeing. From improved financial security as assets grow to confidence in your long-term plans, financial advice can deliver numerous advantages...
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12 key points to consider before you start investing
Investing is a crucial part of a financial plan for many people. If you’re considering investing, whether for the first time or expanding your current portfolio, our new guide can help you understand what you should think about first...
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Your essential guide to ISAs
Whilst ISAs have been around for 20 years, the product range and allowance has changed considerably in that time. As a result, it can be more difficult than you would expect to pick the right ISA for you. So, we’ve put together a guide to help you get to grips with the ISA options open on offer...
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Your complete guide to the State Pension
Our Complete Guide to the State Pension is designed to help you figure out how the State Pension will support your retirement goals alongside other income. From how the State Pension age is changing and when you’ll receive it to what the triple lock means for your future income, we look at the crucial things you need to know...
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Everything the Bank of Mum and Dad should know before lending
If you are thinking of opening the doors to the Bank of Mum and Dad either now or in the future, here’s a guide to all the factors you need to consider...
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8 things to check when you’re selecting a protection product
Have you taken out a financial protection product? It’s a step that can help improve your resilience and give you peace of mind...
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The retirement transition: A guide to preparing for modern retirement
In the space of just a few generations, retirement has changed hugely. If you're planning for your retirement now, you probably want a lifestyle that's very...
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The top 9 things you should consider doing before tax year end
The current tax year ends on 5 April 2020 and this date represents the final chance to use many of your annual thresholds and allowances...
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