Markets hold onto gains At the start of the second quarter the question on many investorsâ minds, was would markets be able to retain the momentous gains accrued in the first quarter. Markets have not disappointed, with most global equity markets not only retaining their earlier gains but, in many cases, advancing further. The US […]
No one wants to think about becoming seriously ill. However, itâs an approach that could be leaving millions of people open to financial insecurity if something did happen. Research has revealed that Brits are often in âillness denialâ believing something wonât happen to them, even if the odds arenât in their favour. Focussing on the […]
Planning how youâll pass your estate to loved ones can be challenging, both practically and emotionally. But taking some steps to understand how you can efficiently achieve your goals, can make them more likely to become a reality. From writing a will to discussing potential inheritance with loved ones, estate planning is a task that […]
Naming a Power of Attorney is often one of those tasks we know we should get around to but inevitably put off. The number of people registering a Power of Attorney has been rising, yet figures suggest millions could still be left in a vulnerable position should something happen to them. If youâve yet to […]
When you write a will, you expect your wishes to be upheld, but thatâs not always the case. It is possible for those left behind to contest a will if they believe it is invalid or doesnât make reasonable financial provisions for certain relatives or dependents. As the number of contested wills increases, itâs important […]
The Bank of Mum and Dad has become essential for many first-time buyers struggling to scrape together a deposit to secure a mortgage. However, research indicates that children and grandchildren are increasingly relying on financial support for a variety of reasons. Whilst you may be keen to provide as much help as possible to loved […]
When a relationship breaks down, splitting up assets is common. From deciding who gets which pieces of furniture right through to property. However, one asset thatâs commonly overlooked initially is pensions. Alongside property, pensions may be the largest asset you have. When you consider how long youâve been paying into it and the potential employer […]
As part of the financial planning process, you may have considered ways to safeguard your income and lifestyle from unexpected events. In some cases, this may have meant taking out a protection product to provide a level of income should something happen. However, an investigation by a newspaper suggests that policies taken out previously may […]
The investment market has been experiencing volatility lately and it may mean you’re considering whether your current risk profile is still appropriate. All investments carry some risk but there are numerous different risk profiles to consider; what’s right for one person can be very different from another. Calculating the level of risk you can afford […]
Itâs natural to want your hard-earned savings to grow as much as possible. However, as the saying goes âif something seems too good to be true, it probably isâ. When we hear about people losing their life savings, itâs often related to scams and fraudsters. However, recent headlines show that getting sucked into inappropriate products […]
